Should I Sell or Use Buy Back?

Selling gives you the full buying value and the piece is gone. A Gold Loan gives you a percentage of that value and the piece is held for you to buy back within the term.

If the piece has no sentimental hold on you, selling gives you more money now. If you want it back, a Gold Loan keeps that door open for a charge.

The calculator shows both figures side by side on the same items, so you can compare before deciding.